Course Overview

There is a staggering lack of policy knowledge in the independent insurance adjuster world. This course is going to walk through both a Named Perils and an All Risks policy. This is one of the most CRITICAL courses you can take if you want to be the BEST in your field. Add to that the fact that insurance policies are not the easiest documents to read and understand, and it’s not surprising that so many adjusters just avoid reading through one! Policy can be a bit dull and is absolutely filled with legalese language which makes it kind of boring… So as we run through these policy overviews, we highlight the portions that you will run into in your adjusting career and give you real life stories as examples of how the policy can interact with your daily adjuster claims.

Course curriculum

  • 1

    Course Overview

    • Introduction
  • 2

    HO-A

    • 1. Introduction & Agreement

    • 2. Definitions

    • 3. Property Coverage

    • 4. Perils insured against

    • 5. Exclusions

    • 6. Conditions

    • 7. Liability Coverage

    • 8. Exclusions

    • 9. Additional Coverage

    • 10. Conditions

    • 11. 1&2 Conditions
  • 3

    HO-B/HO-3

    • 1. Comparison

    • 2. Definitions

    • 3. Property Coverage

    • 4. Perils Insured Against

    • 5. Exclusions

    • 6. Conditions

    • 7. Liability Coverage

    • 8. Exclusions

    • 9. Additional Coverage

    • 10. Conditions

    • 11. 1&2 Conditions

    • 12. Policy Comparison

    • 13. Homeowners Policy

    • 14. Standard Fire Policy

Instructor