Course Overview

In this course you will be going over the ATLaS, Adjuster Training and Licensing School’s, State of Texas, All-Lines Adjuster Pre-Licensing Course. The Texas license is reciprocal to 47 of the 50 states! This course satisfies all testing requirements for the Texas Department of Insurance for the Texas All-Lines Insurance Adjuster License. At the completion of this course, you receive a certificate that is sent in with the application to the state showing that you have met the testing requirements. Once you have taken the exam you are done. No other exam is needed. Whether you live in Texas or live in a state that has no licensing for adjusters, this class will allow you to get your resident or designated home state license in Texas. Once you have your license, you may get most other state licenses through reciprocity. This means that you will be able to submit license applications without going through additional classes or testing.
  • No Travel Cost – Food, Gas, or Hotel

  • This class is online and available to you at any time

  • No other online class in the industry compares to the quality of training you get here.

Course curriculum

In this course you will be going over Adjusting Online's, State of Texas, All-Lines Adjuster Pre-Licensing Course.The Texas license is reciprocal to 47 of the 50 states!

  • 1

    Welcome to the course!

    • 1. All-Lines Adjuster Pre-Licensing Course Reference Book

    • 2. All-Lines Adjuster License Course Introduction

  • 2

    Chapter #1

    • 1. Insurance Terms & Related Concepts

    • 2. Insurance Terms & Related Concepts Quiz

  • 3

    Chapter #2

    • 1. Licensing Requirements

    • 2. Licensing Requirements Quiz

  • 4

    Chapter #3

    • 1. Adjuster Guidelines

    • 2. Adjuster Guidelines Quiz

  • 5

    Chapter #4

    • 1. Marketing Practices

    • 2. Marketing Practices Quiz

  • 6

    Chapter #5

    • 1. Workers Compensation

    • 2. Workers Compensation Quiz

  • 7

    Chapter #6 Personal Lines HO-A

    • 1. Intro and Agreement

    • 2. Definitions

    • 3. Property Coverage

    • 4. Perils Insured Against

    • 5. Exclusions

    • 6. Conditions

    • 7. Liability Coverage

    • 8. Exclusions

    • 9. Additional Coverages

    • 10. Conditions

    • 11. 1&2 Conditions

    • HO-A Quiz

  • 8

    Chapter #6 Personal Lines HO-B

    • 1. Comparison

    • 2. Definitions

    • 3. S1 Property Coverage

    • 4. S1 Perils Insured Against

    • 5. S1 Exclusions

    • 6. S1 Conditions

    • 7. S2 Liability Coverage

    • 8. S2 Exclusions

    • 9. S2 Additional Coverages

    • 10 S2 Conditions

    • 11. Section 1&2 Conditions

    • 12. S1&2 Comparison

    • 13. Homeowners insurance

    • 14. Standard Fire Policy

  • 9

    Chapter #7

    • 1. NFIP

    • 2. NFIP Quiz

  • 10

    Chapter #8

    • 1. Commercial General Liability

    • 2. Commercial General Liability Quiz

  • 11

    Chapter #9

    • 1. Personal Auto Policy

    • 2. Personal Auto Policy Quiz

  • 12

    Chapter #10

    • 1. Inland Marine Insurance

    • 2. Inland Marine Insurance Quiz

  • 13

    Chapter #11

    • 1. Bonds

    • 2. Bonds Quiz

  • 14

    All-Lines Licensing Test

    • Licensing Test

  • 15

    Companies to Apply to

    • Companies to Apply to

Get your Certificate!

You will receive your All-Line Adjuster Licensing Certificate upon Completion of the Course.

Texas All-Lines Adjuster's License Information

The Texas All-Lines Adjuster’s License is reciprocal in 30 states

If you are a resident of Texas and you wish to become an insurance adjuster, you need to obtain the Texas All-Lines Adjuster License. If you are a non-resident of Texas and live in a state that does not have an adjuster license requirement, and you want to become an insurance adjuster, then you need this Texas All-Lines Adjuster License.  

Non-Residents of Texas, who live in a state that does not require an Adjusters License, are able to designate Texas as their “Home State”.  The Texas Department of Insurance will allow residents of the states that do not license adjusters to deem Texas as their resident state in order to have the full benefits of Reciprocity. Please verify this information with the state licensing agency as requirements can change.

List of states that do not have adjuster license requirements, and who are able to deem Texas as their home state:

Colorado, the District of Columbia, Illinois, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, South Dakota, Ohio, Pennsylvania, Tennessee, Virginia and Wisconsin


If you are a non-resident of Texas and reside in a state that requires adjuster licensing, you are now required to obtain your home state license before Texas will issue you a non-resident license.  Please check with the Department of Insurance in your home state to determine the requirements to obtain your license.  For many states, it’s just successfully passing a state exam.  For a few, a pre-licensing course is required in that state.  

The Texas license is Reciprocal with the following states:

1. Alabama

2. Alaska

3. Arkansas

4. Connecticut

5. Delaware

6. Florida

7. Georgia

8. Idaho

9. Indiana

10. Kentucky

11. Louisiana

12. Maine

13. Massachusetts

14. Michigan

15. Minnesota

16. Mississippi

17. Montana

18. Nevada

19. New Hampshire

20. New Mexico

21. North Carolina

22. Oklahoma

23. Oregon

24. Rhode Island

25. South Carolina

26. Utah

27. Vermont

28. Washington

29. West Virginia

30. Wyoming


Once you have passed your test at the end of our course you must apply online with the Texas Department of Insurance. Prior to this you must get your fingerprints done: To schedule a fingerprint appointment, go to IdentoGO or call 1-888-467-2080. Use service code 11G6QF when making the appointment.

  • To apply for an adjuster license:
    1. You must apply online by using Sircon.
    2. The application fee is $50.
    3. You must complete the application process within one year of passing the exam or the exam must be retaken.